Effective Date: December 19th, 2024

Welcome to Ricky The Steady Investor (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website www.rickythesteadyinvestor.com (the “Site”) and any related services offered. By accessing or using our Site, you agree to comply with and be bound by these Terms.

1. Acceptance of Term

By accessing or using our Site, you agree to these Terms. If you do not agree, please do not use the Site. We reserve the right to update or modify these Terms at any time, and continued use of the Site signifies acceptance of the changes.

2. Scope of Services

Ricky The Steady Investor provides information, resources, and tools related to personal finance, budgeting, and investing. The content is for educational and informational purposes only and does not constitute financial, legal, or investment advice.

3. User Eligibility

Our Site is intended for individuals 18 years or older. By using the Site, you confirm that you meet this eligibility requirement.

4. Use of Content

All content on this Site, including text, graphics, images, and other materials (the “Content”), is owned by Ricky The Steady Investor or licensed to us. You may:
Access and view Content for personal, non-commercial use only.
Not reproduce, distribute, or modify Content without our written consent.

5. User ConductYou agree to:

Use the Site in a lawful and respectful manner.
Not use the Site to post or transmit harmful, offensive, or misleading content.
Not attempt to hack, disrupt, or interfere with the Site’s operation or security.
We reserve the right to suspend or terminate your access if you violate these Terms.

6. Third-Party Links

Our Site may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of these third-party sites. You access them at your own risk.

7. Disclaimers

The information provided on our Site is for informational purposes only. While we strive for accuracy, we make no guarantees about the completeness, reliability, or accuracy of any information.
No Financial Advice: You should consult a qualified professional before making any financial decisions. Ricky The Steady Investor is not liable for any decisions made based on the information provided.

8. Limitation of Liability

To the fullest extent permitted by law, Ricky The Steady Investor shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:
Your use of, or inability to use, the Site.
Errors or inaccuracies in the Content.
Third-party actions or services linked from the Site.

9. Indemnification

You agree to indemnify, defend, and hold harmless Ricky The Steady Investor, its affiliates, and employees from any claims, damages, or liabilities arising from:
Your violation of these Terms.
Your misuse of the Site or Content.

10. Changes to the Site

We may update, modify, or discontinue the Site or any Content at any time without notice.

11. Termination

We reserve the right to terminate or suspend your access to the Site at our sole discretion, without prior notice, if you violate these Terms or engage in prohibited activities.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved in the courts of Texas.

13. Updates to These Terms

We may update these Terms from time to time. Changes will be posted on this page with the revised effective date. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

14. Contact Us

If you have questions or concerns regarding these Terms, please contact us at:
Email: Ricky@thesteadyinvestor.blog
Thank you for using Ricky The Steady Investor!